Guest Contributor Bruce Teichner is Vice President & Senior Counsel, Privacy and Data Protection, for FLEETCOR Technologies, Inc. He sat with us recently to share his expertise and perspective.
In our interview, Bruce emphasizes the importance of protecting personal data in our current digital era. Many of our actions, both business and private, are all online, conveniently leaving behind a digital footprint. He outlines steps individuals can take to protect their privacy in the digital realm in various ways.
However, privacy and security are complex and evolving issues where societal discussion, legal frameworks, and technological advancements, all play a role in shaping the future of privacy in a digital era.
Among many important considerations, Bruce gives us his take on the burning question - Is privacy- or the concept of privacy- and illusion in the digital era?
Cross-Border
Privacy and Data Protection: Is privacy an illusion
in the digital era?
A conversation with Bruce Teichner, VP & Senior Counsel,
Privacy & Data Protection, FLEETCOR Technologies
Interview:
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Corpay, Cambridge Global Payments, and AFEX are trading names that may be used for the international payment solutions and risk management solutions provided by Cambridge Mercantile Corp. or its affiliate entities. International payment solutions are provided in Australia through Cambridge Mercantile (Australia) Pty. Ltd.; in Canada through Cambridge Mercantile Corp.; in the United Kingdom through Cambridge Mercantile Corp. (UK) Ltd.; in Ireland and the European Economic Area on a cross-border basis through Associated Foreign Exchange Ireland Ltd.; in Jersey and the Channel Islands through AFEX Offshore Ltd.; in Singapore through Associated Foreign Exchange (Singapore) Pte. Ltd. and in the United States through Cambridge Mercantile Corp. (U.S.A.). Risk management solutions are provided in in Australia through Cambridge Mercantile (Australia) Pty. Ltd.; in Canada through Cambridge Mercantile Corp.; in the United Kingdom through Cambridge Mercantile Risk Management (UK) Ltd.; in Ireland and the European Economic Area on a cross-border basis through AFEX Markets Europe Ltd.; in Jersey and the Channel Islands through AFEX Offshore Ltd.; in Singapore through Associated Foreign Exchange (Singapore) Pte. Ltd. and in the United States through Cambridge Mercantile Corp. (U.S.A.) (all legal entities in referenced in this paragraph are collectively referred to as “Corpay Cross-Border”).
Corpay Cross-Border is duly licensed, authorized, affiliated, or registered to provide international payment solutions or risk management solutions in each of the aforementioned jurisdictions. Cambridge Mercantile (Australia) Pty. Ltd., ABN 85 126 642 448, is authorized and regulated by the Australian Securities and Investments Commission as an Australian Financial Services Licensee (AFSL No. 351278). Cambridge Mercantile Corp. is registered and regulated as a Money Services Business with the Financial Transactions and Reports Analysis Centre of Canada and the Autorité des marchés financiers. Cambridge Mercantile Corp. (UK) Ltd., registered in England and Wales, Company Number 05271222, with its registered office at 4th Floor, 40 Strand, London WC2N 5RW, is authorized by the Financial Conduct Authority (Register Reference: 900702) for the provision of electronic money and payment services. Cambridge Mercantile Risk Management (UK) Ltd., registered in England and Wales, Company Number 08363276, with its registered office at 4th Floor, 40 Strand, London WC2N 5RW, is authorized by the Financial Conduct Authority (Register Reference: 596682) as a MiFID investment firm. Associated Foreign Exchange Ireland Ltd., with its registered office at 120 - 121 Lower Baggot Street, Dublin 2, Ireland, and whose company number is 597582, is authorized by the Central Bank of Ireland as a Payment Institution pursuant to Regulation 18 of the European Union (Payment Services) Regulations 2018. AFEX Markets Europe Ltd., with its registered office at 120 - 121 Lower Baggot Street, Dublin 2, Ireland, and whose company number is 635056, is authorized by the Central Bank of Ireland as a MiFID Investment Firm pursuant to the European Union (Markets in Financial Instruments) Regulations 2017 (S.I. 375 of 2017). AFEX Offshore Ltd., registered no. 117732, with its registered office at Vantage House, 3rd Floor, 5 Anley Street, St Helier, Jersey JE2 3QE, is authorized and regulated by the Jersey Financial Services Commission for Investment Business and Money Service Business under the Financial Services (Jersey) Law 1998. Associated Foreign Exchange (Singapore) Pte. Ltd. with its principal office located at 3 Church Street, #27-01, Samsung Hub, Singapore, 049483 (UEN 200921111C) holds a capital markets services licence (CMS Licence Number: CMS101059) under the Securities and Futures Act (“SFA”) by the Monetary Authority of Singapore for dealing in capital market products that are over-the-counter derivatives contracts and is an exempt financial adviser and is licensed and regulated by the Monetary Authority of Singapore as a Major Payment Institution (Payment License Number: PS20200055) to carry on the business of providing cross-border money transfer service, domestic money transfer service and account issuance service under the Payment Services Act. Cambridge Mercantile Corp. (U.S.A.) is licensed and regulated as a money transmitter, or the local equivalent, by numerous State executive agencies including, but not limited to, the California Department of Financial Protection and Innovation, New York State Department of Financial Services and Texas Department of Banking. For a complete listing of licenses maintained by Cambridge Mercantile Corp. (U.S.A.), visit https://payments.corpay.com/compliance.
This brochure has been prepared solely for informational purposes and does not in any way create any binding obligations on any party. Relations between you and Corpay Cross-Border shall be governed by applicable terms and conditions. Corpay Cross-Border is the issuer of the products discussed in this brochure and would be a counterparty to any transaction you undertake with us. The information provided here should not be construed as providing advice or recommendations of any kind. You should use your independent judgment and consult with your own independent advisors in evaluating whether to enter into a transaction with Corpay Cross-Border. Currency options and other derivative products are not suitable for everyone. You should ensure the risks involved are fully understood before purchasing these products. Clients may be required to meet certain eligibility requirements in order to enter into certain foreign exchange transactions with Corpay Cross-Border. No representations, warranties or conditions of any kind, express or implied, are made in this brochure.
Executive summary:
Speaker: Bruce Teichner | VP & Senior Counsel, Privacy & Data Protection
Bruce Teichner is an experienced privacy, security, data, and product
attorney, combining technical knowledge with pragmatic implementation
and counseling skills.
At FLEETCOR, he partners with execution, business, and compliance teams
to operationalize and enhance US and international governance programs.
His expertise includes ecommerce, technology, and consumer protection.
Practice areas include federal and state data privacy laws and regulations, records and information management, cybersecurity and data breach response including GLBA, CCPA/CPRA, FCRA/FACTA, CISA, TCPA, GDPR and HIPAA, and technology industry standards and frameworks including NIST and PCI DSS. Bruce also holds several certifications from the International Association of Privacy Professionals, including IAPP/US, CIPM, and FIP. He is licensed to practice law in Illinois, Massachusetts,
and Viriginia.
Bruce holds an MBA from the University of Chicago Booth School of Business, J.D. (Juris Doctor) from the DePaul University College of Law, and B.A from the University of Iowa. He joined FLEETCOR in 2022.
